Access to Capital and Funding- Alabama Small Business Resiliency Center

The Central Alabama Redevelopment Alliance (CARA) has formed an Alliance with PNC Bank, SBA and UA LIFT who will provide a three-part Financial Literacy Modules. The purpose of the Financial Literacy Modules is to enhance your understanding of Basic Business Financial Literacy from a Lending or Access to Capital Perspective.

Overview:

• Developing a Banking Relationship that meets your needs
• Understanding the different Bank Products and Services
• Understanding SBA Products and Services
• Understanding Legal Structures and Financial Statements
• Understanding what Lenders look for when Reviewing/Underwriting a Loan request

Part 1:

Date: April 26th, 2023

Time: 8:30am - 9:45am

Topic: Literacy Surrounding SBA and PNC Bank Relationships

• SBA - Overview of SBA and SBA Lending
• PNC - Banking Relationships and Banking Services

Part 2:

Date: May 3rd, 2023

Time: 8:30am - 9:45am

Topic: Literacy Surrounding Legal Structure and Financial Statements

• Understanding Different Legal Structures
• Understanding Financial Statements

Part 3:

Date: May 10th, 2023

Time: 8:30am - 9:45am

Topic: Literacy Surrounding What Lenders Look for in Underwriting/Reviewing a Loan

• SBA - Lending from an SBA Perspective
• PNC - Lending from a Banking Perspective