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  • Industry Leader - Alabama Ag Credit

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    When was your company founded?
    We have been serving rural communities and agriculture for more than 100 years.
    How many employees do you have?
    We have a total of 79 employees across the 40-county territory we cover in central and south Alabama. Here in the River Region at our two Montgomery offices, we have 38 employees.
    What are your primary products and services?
    Alabama Ag Credit supports rural communities and agriculture with reliable, consistent credit and financial services. We offer a variety of flexible financing for agriculture, land and rural homes and homesites. Our agriculture loans are tailored to meet the specific needs and production cycles of agricultural operations and agribusiness. We also finance the equipment that keeps these businesses humming. Whether someone is buying, refinancing or improving land where they can farm, enjoy the great outdoors or build a home, we can help. Best of all, you don’t need to be a farmer to get home financing from us.
    What sets your company apart?
    Alabama Ag Credit is a customer-owned cooperative, and we are governed by a board of directors chosen by the customers we support. When you borrow from Alabama Ag Credit, you become a stockholder and part owner in the cooperative, entitling you to a portion of the earnings when the association does well financially. In March of this year, we returned $9.1 million back to our customers, which is nearly half of our profits for 2018. No other type of lender offers you such an advantage.
    Another advantage of doing business with Alabama Ag Credit is that we know the cyclical nature of agriculture. And with that in mind, we want our customers to succeed, and we will help by playing our role. We are there for our rural communities in the good times and in the bad.
    Montgomery Branch                                       
    7602 Halcyon Summit Drive
    Montgomery, AL 36117
    Administrative Office
    2660 Eastchase Lane, #401 
    Montgomery, AL 36117
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