SBA Lending and Contracting Overview for Small Businesses

Log In information will be emailed a couple of days prior to the event as well as the evening before the event.  Any questions can be sent thru email @roderick.perkins@sba.gov or via phone @(205)290-7785

We will discuss the following:

• SBA Loan Programs
• What Lenders Look For When Underwriting Loan
  • To include mini case studies of lender underwriting
  • Process of getting a loan
  • Required Financial Documentation
  • Loan Product vs. Term of Lona vs. Required Collateral
  • Five or may Three Cs of Credit
  • Getting Business Credit
• How To Do Business with the Federal Government
• Contract Certifications – The Federal Government is Mandated to do Business with Certain Groups – Billions in Contracting Opportunities
  • 8a Certification – For those who have been Socially and Economically Disadvantaged
  • Woman Owned Certification – Majority Woman Owned Businesses – at least 51% ownership
  • Veteran Owned Certification – Veteran Business Owners – at least 51% ownership
  • Servis Disabled Veterans Owned Certification – Service-Connected Disability plus at least 51% Veteran Owned
  • HUBZone Certification – Business must be in a Historically Underutilized Business Zone (HUBZone) which is area characterized by low income and high unemployment